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The 21st Century Way To Build Equity

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ArticleTitle: The 21st Century Way to Build Equity
Author: B. F. Boggan
Word Count: 603 including resource box
Wrap: 60 characters
URL: http://www.eMortgageManager.net
Contact email: BCCpr@eMortgageManager.net


The 21st Century Way to Build Equity
By B. F. Boggan

-------------------------------Beginning of Article-----------------------------

Here to stay and firmly established in the U.S. mortgage market, biweekly
mortgage payments are gaining momentum. First introduced into the U.S.
in the early 1980's by several small Northeastern Banks, the idea of
biweekly mortgages has it's origins in Canada.

This concept soon became the popular choice nationally within less than
a decade after it's arrival placing the biweekly payment plan in the
forefront of Canada's mortgage industry around 1972 for several good
reasons. Consider the following:

1. Most people are paid weekly or biweekly, therefore, it is reasonable to
have as an option "biweekly mortgage payments".

2. On a biweekly mortgage payment schedule one half of a loans monthly
payment is made and credited to the account holder every two weeks.
This is equivalent to making 13 monthly payments instead of the usual
12 monthly payments reducing the loan payoff time.

3. Faster accumulation of equity build up of up to 300% plus a reduction
in interest owed on the loan due to your prepayment is the result of
using a biweekly payment schedule; that's without any increase to your
monthly output. In other words, you'll get more value per dollar and
save thousands as well; as much as 25% to 30% in interest over the life
of the loan.

Combine the benefits of a biweekly payment schedule with a union between
an Electronic Funds Transfer (EFT) mode of account servicing that is
governed by Regulation "E" of the Federal Reserve to a plug into the
internet and you will find a super-efficient, safe, consumer-friendly
method of paying a monthly obligation that won't take a huge bite
from one paycheck. It doesn't take nuclear physicists to understand
why this type of arrangement is frequently referred to as the
"Common Sense Mortgage".

Now that there's breathing room because money has been "freed-up"
and also saved by using a service such as this go on an excursion
for some sunshine, sand and surf, have dinner at a five-star restaurant,
or better still, invest in your financial future. It's your money. Once
you've tried this equity acceleration program (EAP) for yourself, you'll
realize its value.

With more available choices, creating enjoyable lifestyles and looking
out for your family's financial well being is easier today than it ever
has been. The bad news is that time is not on you side with a standard
monthly mortgage payment on a 30 year loan. Additionally, you are
not getting the most for your money. The good news is that help is
here; the technology does exists giving consumers unparalleled
conveniences plus an advantaged boost. Welcome to the 21st Century.

About the Author

B. F. Boggan is a distributor of the on-line resource the Mortgage Manager Hi-Tech Mortgage Payment Service. To download a free full version copy of the software to perform a personal mortgage analysis, or to obtain an application to apply for the biweekly
payment service at no cost. A password protected mortgage auditing program is also included at no cost to the consumer after 6 months of using the service. Visit http://www.eMortgageManager.net.


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